RISING TIDE
Design Your Life In 3 Sessions
A live, virtual 3-part class that teaches you the financial intelligence and life-design skills schools never covered. 3 hours that could change the next 30 years.
EARLY BIRD
$149
Register by 1 week before class starts.
Use code EARLYBIRD
STANDARD
$199
After Early Bird deadline
What You'll Walk Away With
Session 1: Design —
Build Your Life’s Blueprint
Most people spend more time planning a vacation than planning their life. In this session, you’ll define what you actually want — from your career, relationships, finances, and daily life — and build a clear, honest blueprint for getting there. You’ll leave with a written life design, not a vague set of goals.
• Define two genuinely different 5-year paths for your life
• Identify the beliefs and habits that are holding you back
• Build your personal Board of Directors for accountability
• Create a daily structure that aligns with your purpose
Session 2: Wealth —
Fuel Your Vision
You can’t design a life you can’t afford. This session gives you the practical financial skills to fund the life you just designed — from budgeting and automating your money to understanding compound interest, credit, and the difference between owning companies and lending to them.
• Understand compound interest and why starting now matters more than starting big
• Build a budget that reflects your real life, not a spreadsheet fantasy
• Learn how to build excellent credit from day one
• Automate your finances so good behavior happens without willpower
Session 3: Wisdom —
Multiply Your Impact
Knowledge without action is just entertainment. This final session teaches the decision-making frameworks and relationship strategies that separate people who drift through life from people who design it. You’ll learn how to build a network that compounds, avoid the traps of groupthink, and stay aligned with your purpose over the long haul.
• Master the principles of influence that protect you and make you more effective
• Build a loyal, valuable network (not just a LinkedIn connection count)
• Develop the habits that compound like interest over a lifetime
• Connect your career and finances to a deeper sense of purpose
Everything That's Included
✅ 3 live virtual sessions with Peter (1 hour each, via Zoom)
✅ Your Life Blueprint Worksheet (PDF) — the same tool used in Peter’s in-person workshops
✅ The Cotide Budget Tracker (interactive HTML tool) — plug in your real numbers and see where you stand
✅ AI Career Readiness Assessment — find out how prepared your career is for the AI economy
✅ The Year of Growth Reading Plan — 17 books and speeches sequenced over 18 months
✅ Session recordings — if you miss a session, you can catch up on your own time
✅ Access to the Cotide community for accountability and connection
That’s 3 live sessions + 4 digital tools + recordings + community access for $149 (early bird) or $199.
Who This Class Is For
✅ You’re 19–40 and you know you should be smarter with money but nobody ever taught you how
✅ You’re earning a paycheck but have no real plan for where it goes or what it’s building toward
✅ You’ve been meaning to “get your finances together” for a while but keep putting it off
✅ You want more out of your career and life but don’t know where to start
✅ You’re a recent grad, early-career professional, or anyone ready to stop living by default
Doubled my income within a year
I took the Life by Design course with Peter two years after graduating college. At the time, I was earning a modest salary at a company I liked, but I had no clue how to manage, spend, or save my income. Peter helped me see that regardless of how much I was making, I could still set myself up for long-term success. He introduced me to the power of compound interest and investing, but more importantly, he helped me realize I had a choice in how I approached both my career and my life.
For the first time, I sat down and mapped out the life I actually wanted to live—from career goals to family, paying off student loans, and how often I wanted to travel. I started thinking intentionally about what I wanted and how to get there. After completing the class, I made a career move that doubled my income, and I’ve continued to reflect on how I live and spend my time.
This course is for anyone who wants to build confidence with money, develop practical skills, and start designing a life that truly fits them.
~ Hannah G
Started my own business. This year we’ll exceed $1 million in revenue.
When I signed up for Cotide three years ago, I knew I needed to better understand my finances — but I had no idea how transformative this experience would be. What I found was a course that went far beyond budgeting or spreadsheets. Cotide gave me something I never received in school: true financial life skills. I learned how to make smart, informed decisions about money, how to plan for the life I wanted, and how to actually build it.
The course helped me untangle my mindset around money, understand my personal values, and create a financial foundation that would support my long-term vision. It wasn’t just about saving more — it was about aligning my finances with a life of purpose, service, and stability.
Because of Cotide, I gained the confidence and clarity to take a leap: starting my own business. I had no formal background in business, but with the tools and perspective I developed through Cotide, I felt equipped to take the first step.
Today, I’m the founder of FLORA Nutrition, a virtual private practice specializing in digestive health. In just 2.5 years, we’ve grown a team, served hundreds of clients across the country, and this year will exceed $1 million in annual revenue. And I can say with certainty — none of this would have happened without the mindset shift and financial literacy I built through Cotide.
Cotide doesn’t just teach you about money. It teaches you how to take ownership of your life, your dreams, and your future. If you're ready to stop living by default and start living by design, this is where you begin.
~ Molly, Founder of FLORA Nutrition
It wasn’t just about finances — it was about the kind of life I actually want to live.
I really got a lot out of this three-part class. It wasn’t just about finances—it was about stepping back and thinking about the kind of life I actually want to live, and how to be more intentional about getting there.
One of the biggest takeaways for me was the idea of living by design—not just going through the motions, but really visualizing what I want my life to look like, then creating a plan (both personal and financial) to make it happen. That really stuck with me.
The sessions were practical, easy to follow, and honestly pretty motivating. I left feeling clearer, more organized, and excited to take action. I’d definitely recommend it to anyone who wants to get a better handle on their goals and money.
~ Colin C
Meet Your Instructor
Peter Martin has spent 30+ years in financial services — building a successful advisory practice, working with a Fortune 100 firm, and coaching clients on long-term wealth creation. He founded Cotide to teach the next generation the financial intelligence and life-design skills that schools never covered. He doesn’t teach theory. He teaches what he’s done and what he’s watched his most successful clients do.
Common Questions
All sessions are recorded and shared within 24 hours. You’ll also have access to the tools and materials regardless of attendance.
No. The class is designed for anyone ages 19–40 who wants to get smarter about money and more intentional about life. We’ve had participants who are 2 years out of college and participants who are mid-career making a change.
This isn’t a budgeting class. It’s a life-design class that includes financial skills. Most participants say the Design and Wisdom sessions were more transformative than the financial content alone.
If you attend Session 1 and feel it’s not for you, we’ll refund your payment in full. No questions asked.
Reserve Your Spot
3 Sessions. 3 Hours. A Lifetime of Impact.
The next Rising Tide class dates are shown below. Spots are limited to keep the group small and interactive.
EARLY BIRD
$149
Register by 1 week before class starts.
Use code EARLYBIRD
STANDARD
$199
After Early Bird deadline
Life By Design
Ended
Design Your Life In 3 Sessions
Starts May 5
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